ByManish Sahani Hours Categories Home

Are you thinking of starting your business? Now you have to neither find an idea nor make a plan. The government itself is giving you a ready-made business plan and along with it you are getting a loan of up to ₹10 lakh without any collateral, under PMEGP scheme.

This is a government scheme, which is operated by KVIC (Khadi and Village Industries Commission).

What all do you get in PMEGP Yojana?

  • Free Business Plans for 100+ industries
  • Loan up to ₹10 Lakh (Collateral-Free)
  • 15%-35% Subsidy by Government
  • Step-by-step guidance and portal support
  • Special support for MSMEs, women & rural youth
PMEGP Scheme: ₹10 Lakh Loan + Business Plan Free | Sarkari Yojana 2025

download project reports from kviconline.gov.in

Popular Business Ideas in PMEGP

  • Candle Making
  • Bakery Shop
  • Pickle & Papad Business
  • Tailoring Unit
  • Mobile Repair Shop
  • EV Charging Station

These details are included with each business plan:

  • machinery list
  • Raw materials required
  • market demand
  • investment required
  • Profit estimate

Also Read: Compare personal loans here

How to apply?

  • Visit: kviconline.gov.in
  • Click on “Download Project Reports”
  • Choose your business idea
  • Apply for loan under PMEGP tab

FAQs : PMEGP ₹10 Lakh Loan Scheme

100+ business ideas plans are available on PMEGP portal. Common options include simple and profitable business plans like candle making, tailoring, pickle/papad unit, bakery, mobile repair, EV charging station. Investment, profit and setup details are ready with every idea.

No, under PMEGP, loan up to ₹10 lakh is available without any collateral. You will get loan from bank with subsidy benefit (15% – 35%) depending on location and category.

First of all go to kviconline.gov.in and download the business plan. Then apply for loan in PMEGP tab on the same site. After the application, the training and banking process starts. The entire process is online and quite simple.

Disclaimer: This blog is for informational purposes only. It is advisable to seek advice from a financial advisor before investing.